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Senior Associate, Credit Assurance & Control

Posting Date:  20 Sep 2023
Business Unit:  Chip Mong Commercial Bank
Location:  Phnom Penh
Requisition ID:  21081

About The Job

Credit Assurance and Control is a part of credit control in the lending business of the bank that is primarily responsible for inspection and controlling to strengthen the quality of loans, comply with the lending requirement and mitigate internal fraud.


What You Will Do

  • Work closely with RM, Credit Admin, Credit Ops, BM, and other relevant staff for credit file checking, obtaining responses on finding from relevant parties, fulfillment of the shortage requirement document
  • Make regular visits to branches, business banking, and other lending supporting centers for checking credit files and relevant documents
  • Verify all loan conditions, papers, and processes to check whether it’s in compliance or not with the bank’s policy, guidelines, procedure, and other requirements
  • Conduct customer, business, or collateral site visits and inspections where necessary to verify and attend meetings with customers to discuss reviews and the verification process 
  • Case by case, advise RM and/or owner of an issue finding to fulfill the shortage required document during the inspection and checking
  • Make regular reports to management with the prompt recommendations and next action required to owner of an issue finding to be completed 
  • Make an annual plan for case inspection and credit file checking, and implement timely and effectively  
  • Provide support, education, and training to branches and relevant staff to build credit assurance and control culture within the bank
  • Assist credit risk department to perform loan quality and portfolio control
  • All other duties and matters ancillary to the above that Management may require from time to time
  • Require good analyst and judgment skill and the ability to identify the issue of the case
  • Ensure review queries are dealt with in a timely & accurate manner, and have the ability to chase and follow up regularly with branches and other issue finding for responses and fulfillments
  • Require ability and the confidence to work with BM, Department Head, and Senior Management both in Khmer and English
  • Manage time efficiently and prioritize workloads to meet strict deadlines while handling multiple tasks 


What You Should Have

  • At least a bachelor’s degree in business administration, finance, banking, auditing, or in a related field
  • At least 4-5 years of experience in marketing, market research, or any related area.
  • At least 4-5 years total experience lately in loan assessment, loan analysis, loan review, loan control, loan auditor, or in a related field
  • Most experience in loan quality assurance or control positions within commercial banks or other FIs would be a definite asset 
  • Knowledge of lending facilities’ features and process
  • Good investigation, analytical, and problem-solving skills
  • Strong working knowledge of verifying and calculating income & assets, and evaluating credit reports, purchase agreements, appraisals, and other loan documentation
  • Good communication skill
  • Strong proficiency with MS Office software
  • Good command of English and Khmer


How To Apply?

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Ms. Soklim THET

Tel: 069 785 774 (Telegram Available)


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